A modern home mid-construction at dawn — timber framing on one side, the finished glass wing lit on the other

Intelligence for private lenders
in real estate.

Automate your workflows, protect your underwriting, and prioritize closing your next deal — all in one ecosystem.

Schedule a call

The AI-native loan operating system.

One system for your entire loan lifecycle that learns on your proprietary data. So your shop doesn't just move faster; it gets smarter with every deal.

What AI-native actually means.

Built on agentic infrastructure that moves your files, guards your guidelines, and scores every deal — so you can work on your business, not in it.

While you were away · Tessa
Needs your OK · 1Review →

Tessa runs the workflow

Your AI employee works the pipeline, CRM and draws end to end — every action logged.

Underwriting breakdown
LTV68% · cap 75%
Credit score760 · min 680
ARV variance+3% · limit 5%

Protective underwriting

Every metric checked against your guidelines — outcomes train your private model.

Loan file · TR-2026-0101
79
2814 Wagon Wheel Dr
Fix & Flip · $425k
Initial Underwriting
▲ +6 since intake · rescored 2m ago

A confidence score on every file

Scored at intake, rescored the moment conditions change.

Every loan, end to end,
in one closed loop.

* SOME FEATURES SHOWN ARE COMING SOON

Intake, as a conversation.

A conversational application and project-vision survey build the file before anyone on your team touches it.

Tessa
What's the purchase price on the property?
$520,000
And your estimated after-repair value?
$725,000
Will this project need rehab work?
Yes
What's the estimated rehab budget?
$115,000
Got it — I'll shape the draw schedule around that.

The pipeline runs itself.

Credit, docs and comps pull automatically. Files route themselves through your stages, and Tessa flags the ones that need you.

Loans › Pipeline
AllUnderwritingCommitteeCommittedActive
Loan #StatusProperty
TR-2026-0101Initial Underwriting2814 Wagon Wheel DrRound Rock, TX · $425,000
TR-2026-0102Pending CommitteeCommitted1247 East 6th StAustin, TX · $470,000
TR-2026-0103Committed5538 Vance Jackson RdSan Antonio, TX · $305,000
TR-2026-0104Active1428 Sycamore StDallas, TX · $235,000
4 FILES · 1 FLAGGED FOR YOU
Tessa · Loans
Lien waiver came in from Priya on 0102— filed. Moving it to Committed.
0101 needs you:the appraisal came in 4% under estimate. I've drafted the revised sizing memo — review and approve.
Review TR-2026-0101 →
Ask Tessa…

Inspections pre-flagged.

Tessa reads the project vision from intake and drafts the budget verification — your inspector just confirms the lines.

Home InspectionBudget VerificationPhoto GalleryTESSA · PRE-BUILDING
Project vision— “Full interior remodel: kitchen, both baths, floors. Roof was replaced in 2022; foundation untouched.”
Tessa— reading the vision and local comps, drafting line estimates…
CategoryBorrowerTessaΔ vs borrower
Demolition$7,500$7,200–$300
Foundation$6,000$7,500+$1,500
Framing$7,000$6,500–$500
Roofing$7,500$3,000–$4,500
Kitchen Countertops$5,000$5,350+$350
Roofing— the vision says the roof was replaced in 2022, but $7,500 is budgeted. Scope likely overstated · queued for inspector confirmation.
BV PRE-BUILT FROM THE PROJECT VISION · 1 LINE FLAGGED

Decisions arrive pre-built.

The decision package shows up written and sourced — approve, modify, or decline in one click.

85
2814 Wagon Wheel Dr, Round Rock, TX CommittedActive
TR-2026-0101 · Fix & Flip · $425,000 · Marcus Holloway · Holloway Property Holdings LLC
Health score · 85FULL HISTORY →
Borrower — Marcus H.88
Deal strength96
File integrity76
Momentum80
LTV · cap 75%68%
Credit · min 680760
ARV var · limit 5%+3%
Track record8 exits
UNDERWRITING SUMMARYClean file — strong recent comps, ARV well-supported, exit is a sale within 90 days of completion. Watch the rehab timeline against the 12-month term.
TESSA · RECOMMENDATION
Approve at $425,000 · 12-month term

Every guideline passes, comps support the ARV, and the borrower's eight prior exits are clean. Health score 85 and trending up since intake — nothing in this file argues for a decline.

Modify termsDecline
✓ Approved · borrower notified · pipeline → Active · servicing unlocked

Servicing runs on autopilot.

Draws run inside budget guardrails while collections, taxes and insurance track themselves.

Servicing · 2814 Wagon Wheel DrAUTOPILOT · ON
May 1· Payment collected · $3,577 · autopay
May 8 · Draw 2 requested · $48,000Mechanical rough-in · submitted from the borrower portal
Tessa · verifying against the BVWithin the mechanical budget lineSite photos match the scopeLien waiver on fileWire released · same day
Jun 1· Payment collected · $3,577 · autopay
Jun 9 · Hazard insurance lapsedCarrier non-renewal · caught on the daily policy check
⚑ Insurance no active coverage on the collateral. Tessa drafted a 10-day cure notice for the borrower — force-placed coverage is queued if it isn't cured.
Review notice →
1 DRAW RELEASED · 1 INSURANCE FLAG · 0 MISSED PAYMENTS

Every outcome trains the loop.

Ask your portfolio anything — Tessa surfaces the patterns in your outcomes and helps you tune the model behind your underwriting.

Portfolio · UnderwritingMODEL · UPDATED 2H AGO
142loans learned from
9 of 10caught early
12signals watched
PORTFOLIO MIX · BY HEALTHshare of book
Healthy72%
Watch21%
Higher risk7%
LOAN VOLUME · MONTHLY23 funded in Jun
FLAGGED PATTERNS · OUTCOMES & DECISIONSreview
Repeat TX borrowers outperform the book by 6 pts (18 loans)
Draws approved past a stall warning go wrong 3× more often
Fix & Flip files with big overruns pay off ~11 days late
Tessa · Portfolio
How do you recommend we modify our underwriting guidelines?
TESSA · RECOMMENDATIONWeigh draws stalling heavier and fast-track repeat TX borrowersat intake. I've drafted both changes — approving them will reshape health scores on your open files.
Review in playbook →
✓ 2 guideline changes drafted · awaiting your approval
Ask Tessa…

Be first
in line.

Join the waitlist for early access, walkthroughs, and product updates as we open seats to design partners.

Honest answers to common questions.

The things lenders ask us before they join.

When will Trussly be available?

We're onboarding a small group of design-partner lenders now and opening more seats this fall. Join the waitlist with a quick note about your shop — portfolio size, loan types, current stack — and we'll reach out in order as we expand.

Who is Trussly for?

Asset-based private lenders running fix-and-flip, new-construction, and refinance. Small to mid-sized shops, $1M to $500M AUM — local lenders who prioritize strong underwriting at speed.

Does Tessa make decisions without me?

No. Tessa drafts — recommendations, decision packages, guideline changes — and flags what needs a human. Approvals stay yours: one click to approve, modify, or decline, and every action she takes is logged and reversible.

Whose model does my loan data train?

Yours alone. Every outcome trains a private model for your shop — your guidelines, your risk appetite, your borrower history. Your data never trains a shared model or a competitor's.

Is my borrower data safe?

Yes. Trussly runs on encrypted infrastructure with audit logs on every action and decision. SOC 2 controls are in place from day one, and our formal audit is initiated as part of the launch path.

Will it integrate with what I already use?

Yes. Trussly is a complete end-to-end platform, so your shop can run entirely inside it — but Tessa is also designed to work with the tools you already use through standard protocols like MCP and modern APIs. Direct integrations with title, insurance, credit bureaus, and accounting systems are rolling out as we expand.

Do borrowers and inspectors use it too?

Yes. Borrowers get their own portal — conversational application, draw requests, payments, and document uploads. And for inspections, Trussly includes a tool that either your inspector or the borrower can use to walk the property line by line. Everything lands back on the loan file automatically.

Is everything on this page available today?

The core operating system is live with our design partners. A few capabilities shown — like model-tuning recommendations — are still in development and marked as coming soon. We'd rather show the roadmap honestly than oversell it.

How much will it cost?

Design-partner pricing is bespoke and tied to portfolio size. At general availability, pricing will be transparent and tiered by team size and loan volume.